Manila, PH – 12 March 2025 – Protecting one’s health is a priority for many Filipinos. After all, it is key to achieving their goals and living their best lives. An illness can not only derail plans but also impact one's overall well-being and outlook on life.
This is especially true for Overseas Filipino Workers (OFWs). They move abroad to make a living and support their families; however, they must also cope with living far from home and adapting to new cultures and environments. Should they get sick, it can disrupt their work abroad or it can be a possible reason for them to be sent back abruptly, which can have significant consequences on their finances, their family’s goals such as building their own house or business, and ultimately, derail their dream of coming home for good.
“There is a lot at stake for OFWs if their health is compromised. Unfortunately, for many of them, they do not have healthcare coverage when they come home for vacation or when their employment contract ends,” Sun Life Philippines Client Segment Marketing Head Cary Casipit said. “This prompted Sun Life to explore possible solutions.”
The result is Sun Life OFW Health Protect, a life insurance and comprehensive health protection plan designed specifically for Overseas Filipinos.
Sun Life OFW Health Protect provides coverage throughout an OFW’s health journey - from prevention to diagnosis, to treatment and rehabilitation - up to age 100.
The prevention feature would enable OFWs to proactively maintain their health through an annual physical examination, specific vaccinations, or teleconsultations. The insured can avail one of these benefits starting on the 2nd policy year until the 6th policy year.
In case the insured is diagnosed with any of over 100 critical illnesses covered, Sun Life OFW Health Protect can help fund the treatment or other medical expenses through a lump sum cash benefit. The plan also comes with a booster benefit for specific cancer conditions, which provides additional cash benefits to help with medical expenses including hospitalization, follow-up care, and even home recovery.
Furthermore, as early as age 65, 5% of the policy’s face amount may be received the by insured in advance for eight consecutive years. This ensures that the OFW would have funds to enjoy upon their retirement, when they are finally home for good.
“As OFWs work hard to care for their families, Sun Life is here to care for them as well,” Casipit said. “It is our hope that with Sun Life OFW Health Protect, they can be in the best of health as they work hard to achieve their dreams and secure their future.”
Disclaimer: Overseas Filipino clients may avail of Sun Life solutions while they are physically present in the Philippines.
To know more about Sun Life OFW Health Protect, visit www.sunlife.co/OFWHealthProtect or talk to a Sun Life advisor via www.sunlife.co/ofhp-pr-TalkToAdvisor.
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