Life moves fast. Your payment app should too—without the extra fees and unnecessary fuss. In a world where you can do almost anything with a tap, digital payments shouldn’t cost you extra just to access your money. That's what BDO Pay is all about: a payment app built around handling everyday finances with ease, saving more on fees, and enjoying the satisfaction of doing it all in one app. Keeping things simple and free Skip the extra fees and unnecessary steps. BDO Pay gives you more ways to seamlessly manage your money in one app: Send money for free to any BDO account, other banks, and e-wallets via InstaPay or PesoNet. Pay bills to over 2,200 billers and buy load for free . Scan QR codes for free —whether paying at stores via QRPh with your BDO Debit Card, using Scan to Pay with your BDO Credit Card, withdrawing or depositing cash at QR-enabled ATMs, or sending money via InstaPay QR. No fees on all transactions. BDO Pay Mo Na is your everyday pass to free and qu...